SaveOnYourHome.com vs. Other FSBO Options
What it really costs to sell by owner in 2026. We checked each company's own pricing page and list the date we checked. If a price changed, tell us and we will update it.
An honest comparison for home sellers.
By Yehuda Kohn. Founder Yehuda Kohn has over 20 years of experience in residential real estate and mortgage financing. Published November 4, 2026. Updated November 4, 2026.
This page lays out exactly what each option costs, what you actually get, and where the trade-offs are. Prices change and vary by state, so please check again before you decide.
SaveOnYourHome.com is a For Sale By Owner platform. Listings on this site are submitted directly by owners. We do not source, syndicate, or display MLS listings, and we are not affiliated with any Multiple Listing Service.
The short answer
- Choose SaveOnYourHome.com if you want to sell by owner with no listing fee, no commission, and real support: a yard sign, state disclosure guides, ebooks, and a live weekly call.
Quick comparison
Cost to list
Due at closing
MLS listing
Licensed broker help
Listing setup
Showing scheduler
Yard sign
Home value
Local professionals
Learning and support
| Feature | SaveOnYourHome.com | Houzeo |
|---|---|---|
| Cost to list | $0. No listing fee and no paid seller products | $399 to $499 upfront, depending on plan (source) |
| Due at closing | $0 | Bronze $0; Silver 0.5%; Gold 1%; Platinum 1.25%. $999 minimum listing agent commission at closing on Silver, Gold and Platinum (source) |
| MLS listing | No. For Sale By Owner platform, not an MLS service | Yes, on every plan, with syndication to Zillow, Trulia, Realtor.com, Redfin and 100+ sites (source) |
| Licensed broker help | Not offered. Independent pros you hire directly if you want them | Gold: contract review, forms, pricing assistance, contract-to-close consulting. Platinum adds offer negotiation, inspection and repair negotiation, appraisal and closing document review (source) |
| Listing setup | Create in less than five minutes. Listings are typically approved by the next business day. | Rush service, with a draft assigned or the listing activated within 12 business hours, is included on Platinum and $199 otherwise (source) |
| Showing scheduler | Built in | Houzeo Showings: manage showings online and set up a showing calendar (source) |
| Yard sign | One per approved house at no cost, shipping included, ships in 3 to 5 business days | $49, refunded when you send Houzeo a selfie with the Houzeo sign. Where an MLS requires the listing agent's sign, that sign is sold separately and not refunded (source) |
| Home value | PropertyIQ home value tool (in beta) | Pricing assistance on Gold; full comparative market analysis on Platinum (source) |
| Local professionals | Local professionals who participate in our directory, with an honor pledge | Houzeo lists a Pro Directory among its products |
| Learning and support | State disclosure guides, ebooks, and a live weekly FSBO call every Wednesday, 3:00 to 3:30 PM ET, at no cost | Phone specialists Monday to Saturday; mobile app for listing, showings and offers (source) |
Houzeo plans in detail
| Plan | Upfront | At closing | What Houzeo lists as included |
|---|---|---|---|
| Bronze | $399 | $0 | 6-month MLS listing, 25 photos; syndication to Zillow, Trulia, Realtor.com, Redfin and 100+ sites; 10 listing changes; 3 open house postings; yard sign ($49, refundable with a selfie); IntelliList online listing; online showings and showing calendar; seller disclosures; cancel anytime (conditions apply) |
| Silver | $449 | 0.5%, $999 minimum | Everything in Bronze, plus maximum photos, unlimited listing changes and open houses, and the Houzeo mobile app (showings, compare and counter offers, home search, spotlight listings) |
| Gold | $479 | 1%, $999 minimum | Everything in Silver, plus licensed broker assistance (contract review, real estate forms, pricing assistance, contract-to-close consulting), Houzeo Offers, a Sellability Report, and a personal concierge contact |
| Platinum | $499 | 1.25%, $999 minimum | Everything in Gold, plus virtual full service with a licensed broker (offer negotiation, inspection response, repair negotiation, appraisal review, closing document review), a 12-month listing, rush service, an additional MLS where available, and a full comparative market analysis |
Houzeo add-ons and conditions, as shown on its pricing page
- Prices and services vary by state, and not all plans are available in all markets. Houzeo asks sellers to select their state for exact pricing.
- On Silver, Gold and Platinum, a minimum listing agent commission of $999 applies at closing.
- Rush service (draft within 12 business hours): included on Platinum, $199 otherwise.
- Additional MLS: on request and where available; included on Platinum, $399 otherwise.
- In-app call and chat with a broker, which Houzeo marks as not yet launched: on request and where available; included on Gold and Platinum, $199 otherwise.
- Cancellation is allowed when there are no active, unexpired or accepted offers. If offers were received while the listing was active, the listing agent's commission is still owed under the listing agreement.
Example: what each option costs on a $500,000 sale
This is an illustration, not a quote. It uses Houzeo's listed national prices and leaves out buyer's agent compensation, which is negotiable and separate with either option.
| Option | Upfront | At closing | Total to the platform |
|---|---|---|---|
| SaveOnYourHome.com | $0 | $0 | $0 |
| Houzeo Bronze | $399 | $0 | $399 |
| Houzeo Silver | $449 | $2,500 (0.5%) | $2,949 |
| Houzeo Gold | $479 | $5,000 (1%) | $5,479 |
| Houzeo Platinum | $499 | $6,250 (1.25%) | $6,749 |
An average seller can save thousands in traditional commission fees. Your number depends on your home's sale price and the buyer's agent compensation you choose to offer.
For scale: a 6% traditional commission on the same $500,000 sale would be $30,000. Commissions are negotiable, and your result depends on your own sale. Try the savings calculator with your numbers.
SaveOnYourHome.com vs. Houzeo
What Houzeo does well
Houzeo is a polished flat-fee MLS service with strong technology. Its IntelliList platform walks sellers through creating a listing, every plan puts the home on the MLS with syndication to Zillow, Trulia, Realtor.com and Redfin, and the Gold and Platinum plans add licensed broker help with contracts, pricing and negotiations. The Bronze plan has nothing due at closing. For sellers who put MLS reach above everything else, Houzeo delivers.
Where SaveOnYourHome.com is stronger
Houzeo's costs grow with your price on every plan above Bronze: 0.5% to 1.25% at closing, with a $999 minimum. SaveOnYourHome.com charges nothing, not now and not at closing, and there is no paid seller product to upgrade to. You also get a yard sign with shipping included, local professionals who participate in our directory under our honor pledge, state disclosure guides, ebooks, the PropertyIQ home value tool (in beta), and a live weekly call where I answer sellers' questions myself.
Who each is best for
Houzeo fits sellers who specifically need an MLS listing, want guided, tech-assisted support, and are comfortable paying an upfront fee and, on most plans, a closing-day percentage. SaveOnYourHome.com fits sellers who want to sell by owner, keep their equity, and still have support along the way. Selling by owner is not right for everyone, and we will tell you that directly.
Other options sellers compare
Full plans, add-ons and a worked $500,000 example for each company follow below.
| Option | Price, from the company's own page | MLS | Source |
|---|---|---|---|
| Zillow For Sale By Owner | $0 to post. Listings are reviewed before going live, which can take up to 72 hours | No | Zillow Help Center |
| FSBO.com | Starter $0 (30-day listing, 1 photo); Plus $99 one-time (6-month listing, 10 photos, Redfin syndication, showing scheduler); MLS $399 one-time (6-month MLS listing); MLS Pro: price on request, with a partner agent's commission owed only if the agent procures the buyer | MLS and MLS Pro plans | fsbo.com/packages |
| Beycome | Basic $99; Enhanced $399; Concierge $1,399; $0 at closing; 24-month listing (12 months in MD and PA); available in 17 states and DC; Georgia MLS requires a $25 cancellation fee | Yes | beycome.com/flat-fee-mls |
| Homecoin | $149 one-time in most markets, $199 in select states; $0 at closing; 12-month MLS listing; optional listing help $0 to $299 on top of the MLS fee | Yes | homecoin.com/services |
| ForSaleByOwner.com | Could not verify from official page | Could not verify from official page | forsalebyowner.com |
Where Zillow fits
Zillow lets owners post a For Sale By Owner listing at no cost (Zillow Help Center). Zillow's help pages say search results are separated into two tabs, Agent Listings and Other Listings, and For Sale By Owner listings appear in the Other Listings tab (Zillow Help Center; Zillow search toggle). Buyers can also filter by listing type to see homes for sale by owner (Zillow advanced search). Many sellers list on SaveOnYourHome.com for the tools and support and also post on Zillow for its audience.
Zillow For Sale By Owner in detail
| Option | Upfront | At closing | What Zillow lists as included |
|---|---|---|---|
| For Sale By Owner listing | $0 to post | None listed | You set your price, add photos, edit home facts and enter how buyers can reach you on your home's Zillow property page; the listing goes live after Zillow's review |
FSBO.com plans in detail
| Plan | Upfront | At closing | What FSBO.com lists as included |
|---|---|---|---|
| Starter | $0, no credit card required | None listed | 30-day FSBO.com listing, 1 photo, seller dashboard and basic analytics, PACT purchase agreement creator (beta) |
| Plus | $99 one-time | None listed | 6-month FSBO.com listing, Redfin syndication, 10 photos, advanced analytics, live buyer and seller chat, seller dashboard, auto-generated contracts, showing scheduler, document storage, home value estimate, PACT (beta) |
| MLS | $399 one-time | None listed | 6-month FSBO.com listing; 6-month MLS listing with online syndication to Zillow, Realtor.com, Redfin and Homes.com; unlimited photos on FSBO.com; featured placement; custom PDF flyer; advanced analytics; price flexibility signals; live chat; local market report; priority email support; auto-generated contracts; digital e-signatures; showing scheduler; document storage; home value estimate; PACT (beta) |
| MLS Pro | Not listed ('Let's talk') | Partner agent's commission, only if the agent procures the buyer; rate not listed | A licensed local partner agent lists the home in the MLS and manages the transaction; non-exclusive agreement with no commission if you find the buyer; agent provides legal and disclosure paperwork if the agent procures the buyer; MLS entry and compliance; syndication to Zillow, Realtor.com, Redfin, Homes.com and more; priority support. Options include sign installation and removal, photography, continued marketing, pricing strategy and a full market analysis |
Example: what FSBO.com costs on a $500,000 sale
Same $500,000 sale and assumptions as the Houzeo example: an illustration, not a quote, using the prices the company lists, with buyer's agent compensation left out. Prices from fsbo.com/packages.
| Option | Upfront | At closing | Total to FSBO.com |
|---|---|---|---|
| FSBO.com Starter (no MLS, 30 days) | $0 | $0 | $0 |
| FSBO.com Plus (no MLS) | $99 | $0 | $99 |
| FSBO.com MLS | $399 | $0 | $399 |
| FSBO.com MLS Pro | Not listed | Not listed | Cannot be computed |
Beycome plans in detail
| Plan | Upfront | At closing | What Beycome lists as included |
|---|---|---|---|
| Basic | $99 one-time | $0 | Listing on your local MLS; syndication to 1,000+ real estate sites; online offers and messaging dashboard; maximum photos the MLS allows; unlimited updates and changes; unlimited open house scheduler; ShowingTime (when available); Home Visit Manager tool; 24-month listing (12 months in MD and PA); Craigslist ad; cancel anytime (Georgia exception below); legal forms and disclosures; support 7 days a week with Artur AI 24/7 |
| Enhanced | $399 one-time | $0 | Everything in Basic, plus 25 professional HD photos from 1 photography session, with full ownership of the photos; featured on beycome.com; listed on the MLS in 36 hours or less; customizable flyers and brochures; printable promotional items; 1 personalized yard sign; 1 open house signage package |
| Concierge | $1,399 one-time | $0 | Everything in Enhanced, plus a dedicated 7-day closing coordinator; negotiation and paperwork support; home valuation and pricing assistance; full comparative market analysis; immersive 3D tour and drone photos where available; 1 key lockbox; full marketing support |
Beycome add-ons and conditions, as shown on its pricing page
- Available in 17 states and DC: Alabama, California, Connecticut, District of Columbia, Florida, Georgia, Illinois, Indiana, Maryland, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas and Virginia.
- A complete listing goes live on the MLS within 2 business days. The listing stays up for the maximum term the state and MLS allow, with no renewal fee.
- Georgia MLS requires a $25 cancellation fee. Listings under contract cannot be canceled.
- Professional photos are available from $189 and are included in Enhanced.
- Offering buyer's agent compensation is the seller's choice. Beycome notes that since August 17, 2024 it cannot appear on the MLS and goes in a separate written agreement.
- Optional: Beycome Title closing services in Florida, Texas, Michigan, Ohio, Illinois and Indiana (price not shown on this page).
Example: what Beycome costs on a $500,000 sale
Same $500,000 sale and assumptions as the Houzeo example: an illustration, not a quote, using the prices the company lists, with buyer's agent compensation left out. Prices from beycome.com/flat-fee-mls.
| Option | Upfront | At closing | Total to Beycome |
|---|---|---|---|
| Beycome Basic | $99 | $0 | $99 |
| Beycome Enhanced | $399 | $0 | $399 |
| Beycome Concierge | $1,399 | $0 | $1,399 |
The math: Basic $99 + $0 = $99; Enhanced $399 + $0 = $399; Concierge $1,399 + $0 = $1,399. Beycome's fee stays the same whatever the sale price, so the $500,000 price does not change these totals. In Georgia, canceling adds the $25 MLS fee.
Homecoin plans in detail
| Plan or service | Upfront | At closing | What Homecoin lists as included |
|---|---|---|---|
| Flat Fee MLS Listing | $149 one-time in most markets; $199 in select states | $0 | 12-month MLS listing, maximum photos, full MLS syndication (including Realtor.com), cancel anytime at no cost, disclosures included with the MLS listing; Homecoin reviews and submits the listing to the local MLS within 24 hours |
| MLS Listing Help: Basic | $0 + MLS listing fee | $0 | For seasoned sellers: you handle the listing; email support only |
| MLS Listing Help: Review | $99 + MLS listing fee | $0 | You put the listing together and Homecoin staff review it with you for common errors; up to 1 hour of live support by phone or screenshare |
| MLS Listing Help: Full Service | $299 + MLS listing fee | $0 | Homecoin staff put the listing together for you after a kickoff call and review it with you; up to 1.5 hours of live support by phone or screenshare |
Homecoin add-ons and conditions, as shown on its services page
- All prices vary by MLS or location; the MLS listing is $149 in most markets and $199 in select states.
- Homecoin says it never charges a fee at closing on its flat fee MLS listing.
- Optional services: seller's agent $149 per hour or $2,999 flat; flat fee broker $2,999; lockbox rental $125; sign post rental from $99 (or buy a post for $117), with a sign rental included at no charge with a post rental (or buy a sign for $117); professional photography from $197. Comparable sales and a home value report are offered at no charge.
- Homecoin lists itself as a licensed brokerage in 40 states, with 11 more states scheduled for 2026 to 2027. Where it is not a member of the local MLS, it says it can often place the home on a nearby MLS.
Example: what Homecoin costs on a $500,000 sale
Same $500,000 sale and assumptions as the Houzeo example: an illustration, not a quote, using the prices the company lists, with buyer's agent compensation left out. Prices from homecoin.com/services.
| Option | Upfront | At closing | Total to Homecoin |
|---|---|---|---|
| Homecoin MLS listing (most markets) | $149 | $0 | $149 |
| Homecoin MLS listing (select states) | $199 | $0 | $199 |
| MLS listing + Review help | $149 + $99 | $0 | $248 |
| MLS listing + Full Service help | $149 + $299 | $0 | $448 |
The math: $149 + $0 = $149 in most markets, or $199 + $0 = $199 in select states. Adding listing help: $149 + $99 = $248 (Review) or $149 + $299 = $448 (Full Service); add $50 to each in select states. Optional services such as a seller's agent ($149 per hour or $2,999 flat) or photography (from $197) are not included in these totals.
ForSaleByOwner.com plans in detail
ForSaleByOwner.com's site did not show prices we could verify on November 4, 2026; check their site directly. Its Pricing link goes to forsalebyowner.com/sellyourhome/package, which did not return any plan names or prices when we checked, so we have not listed plans, add-ons or a worked example for it.
The 6 things that make SaveOnYourHome.com different
We never charge sellers, not a listing fee, not a closing percentage.
Other "free" platforms use the free tier as an entry point for paid upsells. SaveOnYourHome has no paid tier for sellers. The free plan is the plan.
A native scheduling system is built in.
Buyers can request showings directly through the platform. No Calendly account required, no third-party login, no friction between an interested buyer and a scheduled showing.
The Local Professional directory is vetted, not just listed.
Every service provider has signed an Honor Pledge, a quality commitment that holds them accountable to the SaveOnYourHome community. You're accessing a curated network, not a random national directory. Local professionals, please click here.
A free physical yard sign with QR code, one per approved house.
The QR code links directly to your listing. Many platforms charge $40 to $50 for a sign. Ours is included.
A weekly group call.
A weekly group call where people selling their homes by owner can come together, build community, and answer each other's questions, for free, with no pressure to buy anything.
Local Professional matching is county-locked.
When you search for a title company, photographer, or attorney, you see Local Professionals in your county, not generic national listings that may not serve your area.
How much could you save?
An average seller can save thousands in traditional commission fees. Your number depends on your home's sale price and the buyer's agent compensation you choose to offer.
Calculate your FSBO savingsFrequently asked questions
Ready to keep your equity?
You have done the research. If you are ready to sell without handing over a percentage of your home's value, start your listing on SaveOnYourHome.com. You can create a listing in less than five minutes. Listings are typically approved by the next business day.
List your home on SaveOnYourHome.comHave questions first? Join the weekly FSBO call, Wednesdays 3:00 to 3:30 PM ET, at saveonyourhome.com/join-the-fsbo-weekly-call.
Competitor prices and features were read on each company's own page on November 4, 2026 and may change or vary by state. Verify current rates before you decide. If you see a price that has changed, email info@saveonyourhome.com and we will update this page.
SaveOnYourHome.com, LLC, 8 The GRN STE B, Dover, DE 19901. 201-696-0291. SaveOnYourHome.com is not a licensed real estate broker or agent and does not provide real estate, legal, or financial advice.