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Whether you're searching for your first home or investment properties, SaveOnYourHome.com guides you through the entire process.
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From buying steps to negotiation, our FAQs have you covered. Questions? Ask anytime. Happy hunting.
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Get Pre-Approved For Your Loan.
The team at SaveOnYourHome.com recommends that you strengthen your offer by obtaining a pre-approval letter from a licensed mortgage banker. We are happy to connect you with a lender who will provide you with priority service and a free pre-approval.
Know what sellers in your state must disclose
Disclosure rules are set by each state, and the duty to disclose belongs to the seller, not the buyer. Our free state guides explain what sellers are required to disclose and how closings work in each state, so you know which disclosures to expect and ask for before you make an offer.
Browse the state disclosure guidesSteps to Buy A Home
Are you planning to buy a home? SaveOnYourHome.com is here to guide you through the entire home-buying process, providing step-by-step instructions and connecting you with trusted service providers.
Step 1: Determine Your Budget and Needs
Financing Pre-Approval: Get pre-approved for a mortgage to understand your budget and improve your negotiating power. Explore mortgage options with our trusted Local Professionals.
Identify Your Needs: List your must-have features and preferred location for your new home. Consider factors like school districts, commute times, and neighborhood amenities.
Step 2: Begin Your Home Search
Online Listings: Browse our listings and other online platforms to find homes that match your criteria.
Real Estate Agent Assistance: If you choose to work with a realtor, explore the real estate agents in our Local Professionals directory.
Schedule Viewings: Contact sellers or realtors to schedule home viewings. Take notes and pictures during your visits to help with your decision.
Step 3: Home Inspections and Due Diligence
Home Inspection: Consider hiring a home inspector to evaluate the property thoroughly.
Research Neighborhood: Investigate the neighborhood's safety, schools, and amenities.
Review Legal Documents: Work with an attorney to review contracts and disclosures.
Step 4: Explore Transformation Potential
Consult Architects and Builders: Reach out to architects and builders to discuss potential renovations or modifications to transform the home into your dream home. They can provide cost estimates and design ideas to help you make an informed decision.
Step 5: Make an Offer — Balancing Act
Low Offer: Making a low offer may give you room to negotiate and potentially get a good deal. However, it can risk losing the house to another buyer or upsetting the seller.
Higher Offer: Offering a higher price may increase your chances of quickly securing the home, especially if homes are scarce in your market. Carefully consider your budget.
Step 6: Secure Financing
Finalize Mortgage: Work closely with your chosen mortgage provider to complete your loan application.
Home Appraisal: An appraiser will assess the property's value to ensure it aligns with the loan amount.
Step 7: Finalize the Sale
Home Insurance: Obtain Home Owners Insurance for your new property.
Final Walk-Through: Conduct a final walk-through to ensure the home is in the expected condition.
Closing: Consult with your attorney to navigate the closing process, which can vary by state.
Step 8: Move In and Enjoy Your New Home
Movers: Arrange for hassle-free relocation with the movers in our Local Professionals directory.
Utilities: Transfer or set up utilities in your name.
Leave a Review: After moving in, provide reviews and recommendations about providers you used to help future users.
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