Empowering Sellers, Connecting Buyers

Maximizing Safety When Selling Your Home On Your Own

Selling your home on your own, known as “For Sale By Owner” (FSBO), can be a rewarding experience. However, one common concern among FSBO sellers is the prospect of allowing strangers into their homes for viewings. Safety is paramount, and finding ways to mitigate this fear is essential. In this blog post, we’ll explore a valuable strategy to enhance security during the FSBO process: requiring potential buyers to provide a written pre-approval letter from a lender.

Understanding the Safety Concerns:

It’s natural to be cautious about inviting strangers into your home. While most prospective buyers are genuine, there’s always a need for safety measures to ensure that the visitors are indeed interested buyers and not posing any threat.

A Solution: Pre-Approval Letters from Lenders

One effective way to address this concern is by requiring potential buyers to provide a written pre-approval letter from a verified mortgage lender. This letter serves as proof that the visitor has undergone a thorough financial review, including an assessment of their credit, income, and assets, and that they are financially capable of purchasing your home.

The Benefits of Requiring Pre-Approval Letters:

  • Enhanced Security: Requiring a pre-approval letter adds an extra layer of security, ensuring that individuals coming to view your home are serious buyers who have been vetted by a financial institution.
  • Financial Verification: With a pre-approval letter, you have a clear understanding of the visitor’s financial situation. This minimizes the risk of wasting time on individuals who may not be able to afford your home.
  • Reduced Risk: By knowing that potential buyers have undergone financial scrutiny, you can reduce the risk of fraudulent or malicious intent.
  • Efficiency: Requiring pre-approval letters streamlines the process by ensuring that only qualified buyers visit your home. This can save you time and effort in the long run.

How to Implement This Strategy:

To implement this strategy effectively, you can follow these steps:

  • Include it in Your Listing: Clearly state in your FSBO listing that you require potential buyers to provide a written pre-approval letter from a lender. This sets the expectation from the beginning.
  • Communicate Clearly: When prospective buyers express interest in viewing your home, communicate your requirement for a pre-approval letter and a valid photo ID as part of the viewing process.
  • List of Lenders: Provide a “Click Here” (provided by SaveOnYourHome.com) button on your listing that directs potential buyers to a list of lenders committed to providing this service for both buyers and sellers. 


Selling your home independently as an FSBO seller can be a successful and satisfying experience. By implementing safety measures such as requiring pre-approval letters from potential buyers, you can enhance security and peace of mind throughout the selling process. This approach ensures that those visiting your home are not complete strangers and are genuinely interested in purchasing your property.

Remember to clearly communicate your requirements in your listing and provide resources for potential buyers to obtain their pre-approval letters. By taking these precautions, you can confidently move forward with your FSBO journey, knowing that you are prioritizing safety without compromising on the selling process.

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